If you’ve been involved in a car accident, you may need to hire a car accident lawyer. A good car accident lawyer can help you recover losses resulting from a motor vehicle accident and/or reduce the hefty amount of paperwork, “red tape,” and hassle often associated with car accident insurance claims. Knowing when to contact or hire a car accident lawyer can make the difference between a justly resolved case and owing or losing large monetary damages.
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Co-signing is dangerous and puts you at risk. There is no distinction between owning and leasing; you can be sued for accidents involving the leased car, as long as the driver of the car was: a) permitted to drive (didn’t steal it, etc.), and b) was at fault. If someone is seriously injured or killed in the car crash, you could be sued for a very great deal of money.
The term “co-signing” should just go away—no one should use it. That’s because “co-signing” sounds like it is different somehow from “signing” the lease…but it’s not. When you co-sign a lease, you are simply signing it: you are another signatory to the lease, which makes you another lessee (person leasing the car; the person or business leasing it to you is the “lessor”). There is no legal distinction between “signing” a lease and “co-signing” it.*
The person who leases a vehicle—all people who lease a vehicle—is/are responsible for what other people who are allowed to drive the car do with it. That means that if another permitted or authorized driver is at fault in causing a car accident (i.e., he or she was driving negligently, unreasonably or carelessly), any and all lessees can be liable for the accident, even if they personally never use the car. It is the fact of being on the lease, not whether or not someone actually ever drives the car, that determines liability.